Graves’ Disease Qualifies for Superannuation TPD Claims

Graves' Disease Qualifies for TPD

While superannuation insurances act as a safety net during unforeseen circumstances, many Aussies are unaware that certain medical conditions, like Graves’ disease, can qualify them to claim for Total and Permanent Disability (TPD) insurance claims within their superannuation payments. This blog post explains how Graves’ disease can qualify as a disability for TPD superannuation claims, empowering you to unlock the financial support you deserve and are entitled to.

Understanding Graves’ Disease

Graves’ is an autoimmune disorder that affects the thyroid gland, leading to excessive production of thyroid hormones. This overproduction can cause a range of symptoms, including anxiety which affects day to day life, weight loss, rapid heartbeat, and muscle weakness. The physical and emotional impact of Graves’ disease can be profound, affecting a person’s ability to work and carry out daily activities. This is the key reason people with Graves Disease can be eligible for TPD.

Graves’ disease can have a significant impact on a person’s physical and mental well-being, often leading to a long-term or permanent disability. The superannuation system recognises this.

To qualify for TPD benefits, a person with Graves’ disease must meet specific criteria outlined by their superannuation fund. Generally, the criteria include evidence that the disease has rendered the individual who is claiming unable to work in their usual occupation or any other occupation they are reasonably qualified for.

The Significance of TPD Insurance in Superannuation Funds

TPD insurance is a critical component of many superannuation funds, providing financial support in case of total and permanent disability. If you are unable to work due to a qualifying disability, TPD insurance pays out a lump sum benefit, offering financial relief during difficult times. However, many individuals with Graves’ disease are unaware that they may be eligible to claim TPD benefits.

The Process of Making a TPD Claim for Graves’ Disease

Making a successful TPD claim for Graves’ disease requires careful preparation and attention to detail. Super Claims Assist can provide professional assistance from a specialised TPD superannuation claims expert who is able to guide you through the process.

We will assess your medical reports, specialist assessments, and documentation of the impact of Graves’ in your life when it comes to daily functioning and work capacity.

We then work closely with a lawyer to build a compelling case for your claim. Our expertise in TPD claims for Graves’ disease ensures that all necessary documentation is provided, maximising the chances of a successful outcome for you.

Graves’ can present significant challenges, but it doesn’t have to be a barrier to financial security. By raising awareness about TPD insurance claims for Graves’ disease, we aim to empower people with this life changing condition to take control of their financial future. If you or a loved one has been diagnosed with Graves’ disease and are facing difficulties at work or in daily life, contact us today. Let us be your representative – together, we can navigate the complex process, ensuring you receive the financial support you need to focus on your health and well-being.

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