Lung disease forces too many Australians out of their jobs
Respiratory disease and COPD have a large effect on an individual’s life. The chest pain, chronic cough, and shortness of breath make it hard to do your job consistently. Many Australians with lung disease are eligible for insurance money from their super policies but most don’t know that it exists or how to claim it.
We help Australians who are struggling financially due to severe breathing difficulties and other lung disease symptoms daily
Chest infections became so common I wasn’t able to do my job anymore
L from Queensland
I had letters and documents from my doctors but I was rejected for a disability support pension
T from Victoria
It got to the point where I could no longer operate the equipment safely due to my symptoms
R from South Australia
What should I do if I can’t work because of my lung disease in Australia?
Discuss your situation with people that understand how to get the money you are entitled to.
We can check to see if you have insurance money hidden in your super policy and explore other possible ways to get you help. There is no fee to check your insurance entitlements.
Lung Disease TPD Claims can give a financial boost
Lung disease TPD claims from super policies have helped Australians like you get a financial cushion while managing their lung disease, COPD symptoms and related pain. Your policy was paid for while you were working as part of your superannuation. 90% of Australians have this insurance hidden inside their super fund.
The lump sum payment from a successful insurance claim can allow you to get the help you need to improve your quality of life. This financial support can allow you to focus on your health and get the support you need.
Do people with lung disease successfully claim TPD from their super?
Yes! The breathing difficulties, coughing, recurring chest infections and other symptoms of respiratory disease can make it impossible to work in the job you are qualified for. That’s the standard that must be proved to win an insurance claim. Successful TPD insurance claims have been won for lung disease against many different super policies.
Checking your super policy for this insurance can be a nice boost to help you get back on track. Unfortunately most who try to claim without help are rejected.
Super insurance claims are tough to win on your own
The insurance companies often make it tough to claim and many claims are rejected in Australia. We understand their games and will help you to get your full insurance lump sum payout.
With the right help, you may be eligible for a TPD insurance lump sum or Disability Support Pension through Centrelink. It’s possible to qualify for both!
We have a nationwide panel of medical specialists who can document your fibromyalgia and other conditions along with their severity.
With the right medical evidence and support, you can successfully claim your insurance money.
We know all the steps to make the process as quick and simple as possible.
All of the required details can be collected on the phone. You don’t have to make a special trip to find out if you have a claim.
How long does it take to claim superannuation TPD insurance for my lung disease?
When the initial investigation begins on your claim, it typically takes our team between of 3-12 months to complete.
Without the help of an expert, the average time it takes to process a claim is 6-18 months. This number considers several things but especially the common reputation of insurance companies. These companies often reject valid claims and stall the process.
Two main problems occur when individuals try to submit their claims on their own. First, many don’t know where to begin and often end up never submitting their claim. Second, often many get overwhelmed with the steps needed to win a claim, which leads to a longer process or a rejection.
Our team are experts at working against the insurance companies’ tactics and can help speed you through the process in the most straightforward way possible.
Lung disease TPD Claim Process
having a lung disease may qualify you to receive a lump sum TPD payment. Here’s an overview of the process to claim the insurance from your super policy.
1. Check my super
Start your free superannuation insurance check. Book your free chat with out friendly new client support team. The team will document how your autoimmune disease has impacted your ability to work. They will help you gather everything needed to kick off your free investigation into any unclaimed super insurance such as TPD and income protection.
2. Investigate my super
Superannuation insurance claims involve checking into your specific super fund policy for your maximum entitlement. After your initial call you will be introduced to one of Australia’s top TPD lawyers. Your TPD lawyer will go through all of the steps with you to confirm the exact amount of unclaimed super insurance benefits in your super account. They review your super policy for the details of your total and permanent disablement insurance. This is done on a no win no fee basis.
3. Claim my super
Claiming superannuation can begin once your insurance is confirmed. Your TPD lawyer begins the process to win your super claim. This includes the work history review, medical specialist documentation and review of waiting periods. After winning your autoimmune TPD super claim, your maximum superannuation insurance payout goes into your bank.
Don’t miss out on money that you are entitled to!
Book your free phone chat to discuss what help is available for your lung diseases
Don’t miss out on money that you are entitled to!