How can I get financial help after being pushed out of work due to a permanent lung disease?
Lung disease financial help can make a huge difference when you’ve been forced to stop working. The lifestyle changes, related anxiety, and symptoms make it tough to hold down a regular job. When you can’t work, things get tough fast.
Disability Support Pensions and TPD insurance claims from your super policy are the two main types of respiratory disease financial help.
Lung disease Financial help from a Centrelink DSP / Disability Pension
Disability Support Pensions from Centrelink help Australians who can’t work due to illness or injury. Unfortunately, about 70% of all claims are rejected and it can be tough to figure out what your application was missing. Many have heard horror stories about people who have their claims rejected. It can be tricky to gather enough evidence to show that you meet the disability requirements. This is why Super Claims Assist is so helpful.
The government assistance guidelines are heavy on legal jargon and it can be tough to figure out what to include to make an application successful without experience.
Lung disease financial help from a TPD insurance claim
Australians with respiratory diseases can also qualify to claim Total and Permanent Disability insurance through their current or past super policies. The type of evidence needed to claim super insurance for respiratory disease is similar to applying for the NDIS but instead of sending it to the government, it is sent to your super insurance company. Super claims are tough to win on your own and most who try to claim are declined.
If you are unsure if you qualify for either or both, it’s worth having a free phone chat with a claim specialist.
Suffering from a lung disease which impacts your ability to work?
It is important to know about financial help for lung disease through insurance claims.
Lung disease can stop you from working due to having extreme breathing difficulties. These difficulties require treatment and medical appointments, resulting in time off work as well as being too unwell to do your job. It can also impact your quality of life which may require help for your mental health. This load can prevent you from working consistently and finding employment may be hard.
Has your NDIS Disability Support Pension claim been rejected?
Sometimes people with respiratory disease get their claims rejected by Centrelink or the NDIS. If this has happened to you, make sure you talk with us today about your options through TPD insurance from your Super Fund. TPD is Total and Permanent Disability insurance which can make a huge difference to your financial freedom. If you are currently receiving NDIS support, you might also be eligible for a lump sum payment from your TPD insurance.
“I didn’t realise that the years of working on dusty construction sites would catch up to me. Had to go on DSP to get by but it was nothing like I used to earn. SCA helped me sort out my TPD insurance and I paid off my house!“
TPD insurance claims can be a long and confusing process, especially when you are already dealing with your lung condition.
Don’t wait any longer, reach out to us today for a free phone chat about financial help for your lung disease and how we can help you claim it.
Need financial help for a condition other than lung disease?
Unlike Centrelink claims, you do not need a specific condition to make a TPD claim and get financial help. All successful claims just need evidence that your condition has an impact on your ability to have a job long-term.