Suffering from a hand injury that impacts your ability to work?
It is important to know about financial help for hand injuries through insurance claims.
Having a hand injury or disorder can stop you from working. These difficulties require treatment and medical appointments, resulting in time off work and being too unwell to do your job. It can also impact your quality of life, affecting your mental health. This load can prevent you from working consistently and finding employment.
How can I get financial help after a hand injury?
Hand Injury financial help can make a huge difference when you’ve been forced to stop working. The stiffness, pain, and other related symptoms make it tough to hold down a regular job. When you can’t work, things get tough fast.
Disability Support Pensions and TPD insurance claims from your super policy are the two main types of hand injury financial help.
Hand Injury Financial help from a Centrelink DSP / Disability Pension
Disability Support Pensions from Centrelink help Australians who can’t work due to illness or injury. Unfortunately, about 70% of all claims are rejected and it can be tough to figure out what your application was missing. Many have heard horror stories about people with hand injuries who have their claims rejected. It can be tricky to gather enough evidence to show that you meet the disability requirements. This is why Super Claims Assist is so helpful.
The government guidelines are heavy on legal jargon and it can be tough to figure out what to include to make an application successful without experience.
Hand Injury Financial help from a TPD insurance claim
Australians with hand injuries can also qualify to claim Total and Permanent Disability insurance through their current or past super policies. The type of evidence needed to claim super insurance for hand injuries is similar to applying for the NDIS. Instead of sending it to the government, it is sent to your super insurance company. Super claims are tough to win on your own and most who try to claim are declined.
If you are unsure if you qualify for either or both, it’s worth having a free phone chat with a claim specialist.
Claiming insurance is an easy process with Super Claims Assist. In just four steps, we can start your claim. The best part is, we can help you wherever you are in Australia! Our team is on standby to schedule a phone call with you as soon as possible, so we can help you with your claims process.
Can I claim TPD insurance if I’m already getting NDIS or Centrelink help?
Yes! If you’re currently getting help through a disability support pension (DSP), you can also get help through a TPD claim. Because the TPD insurance was part of the super policy you earned while working, it doesn’t affect your DSP eligibility at all. Claiming the lump sum tpd payout can help give you a financial cushion which can help you navigate your symptoms.
Has your NDIS Disability Support Pension application been rejected?
Sometimes people with hand injuries get their claims rejected by Centrelink or the NDIS. If this has happened to you, make sure you talk with us today about your options through TPD insurance from your Super Fund. TPD is Total and Permanent Disability insurance which can make a huge difference to your financial freedom. If you are currently receiving NDIS support, you might also be eligible for a lump sum payment from your TPD insurance.
TPD insurance claims can be a long and confusing process, especially when you are already dealing with your health condition.
Don’t wait any longer, reach out to us today for a free phone chat about financial help for your hand injury and how we can help you claim it.
