Back Pain TPD Claims in Australia

Warehouse worker with back pain

Too many Australians don’t realise they can make Back Pain TPD Claims

Help is usually needed to win Back Pain TPD Claims in Australia.

Many Australians with back pain are eligible for insurance money from their super policies but most don’t know that it exists or how to claim it. Centrelink almost always rejects people with back pain for disability support pensions, making daily life a struggle. Medical and financial help are both critical after being forced you’ve been forced off work due to back pain.

The pain from symptoms, including numbness, weakness, and stiffness, makes it hard to focus and do your job consistently. Whether you’ve been fired or had to quit, don’t miss out on the entitlements you’ve earned while working.

We hear from Australians who are struggling financially due to flare-ups, muscle pain and other symptoms daily

When my back flares up I’m stuck on the couch for a week. Messaging SCA on facebook when I was looking for help was the best decision I’ve made in years, they made it so easy I didn’t even have to leave my house to get my claim approved and the money in my bank.

James from Queensland

Back Pain for the last 5 years

I’ve been rejected for the disability pension 3 times because they say I don’t have enough points! I didn’t even know that I could claim TPD insurance from my super until I saw the ad. Now I’ve claimed my super insurance and am using my new medical reports to reapply for the pension too. It’s changed my world.

Samantha from Victoria

Spinal injury diagnosis 2 years ago

After my car accident I couldn’t go back to driving forklifts because of the pain in my back. Once the money ran out, I was stuck looking for options until I came across SCA. They explained everything to me every step of the way until I was approved. Can’t recommend them enough.

Hong from South Australia

Chronic back pain for over 3 years
Back pain tpd claims against your tpd insurance policy

Do people with back pain and spinal injuries successfully claim TPD from their super?

Yes! The muscle pain, inability to lift large objects, difficulty concentrating, inability to sleep and other symptoms can affect your ability to work in the job you are qualified for. That’s the standard that must be proved to win a claim. Chronic pain TPD claims have been won for many types of back pain and spinal injuries against super policies from a a broad range of providers.

Checking your super policy for this insurance can be a nice boost to help you get back on track. Unfortunately most who try to claim without help are rejected.

Super insurance claims are tough to win on your own

The insurance companies often make it tough to claim and many claims are rejected in Australia. We understand their games and will help you to get your full insurance lump sum payout.

With the right help, you may be eligible for a TPD insurance lump sum or Disability Support Pension through Centrelink. It’s possible to qualify for both!

We have a nationwide panel of medical specialists who can document your back pain, other conditions and their severity.

With the right medical evidence and support, you can successfully claim your insurance money.

We know all the steps to make the process as quick and simple as possible.

All of the required details can be collected on the phone. You don’t have to make a special trip to find out if you have a claim.

How long does it take to claim superannuation TPD insurance for back pain? 

How long do back / spine TPD claims take? 3-12 months. It takes longer without good help

When the initial investigation begins on your claim, it typically takes our team an 3-12 months to complete.

Without the help of an expert, the average time it takes to process a claim is 6-18 months. This number considers several things but especially the common reputation of insurance companies. These companies often reject valid claims and stall the process.

Two main problems occur when individuals try to submit their claims on their own. First, many don’t know where to begin and often end up never submitting their claim. Second, many often get overwhelmed with the steps needed to win a claim, which leads to a longer process or a rejection. 

Our team are experts at working against the insurance companies’ tactics and can help speed you through the process in the most straightforward way possible. 

What should I do if I can’t work because of my back pain ?

Discuss your situation with people that understand how to get the money you are entitled to.

We can check to see if you have insurance money hidden in your super policy and explore other possible ways to get you help. There is no fee to check your insurance entitlements.

Back pain an spinal injuries TPD Claim Process

Back pain and spinal injuries may qualify you to receive a lump sum TPD payment. Here’s an overview of the process to claim the insurance from your super policy.

1. Check my super

Start your free superannuation insurance check. Book your free chat with out friendly new client support team. The team will document how your autoimmune disease has impacted your ability to work. They will help you gather everything needed to kick off your free investigation into any unclaimed super insurance such as TPD and income protection.

2. Investigate my super

Superannuation insurance claims involve checking into your specific super fund policy for your maximum entitlement. After your initial call you will be introduced to one of Australia’s top TPD lawyers. Your TPD lawyer will go through all of the steps with you to confirm the exact amount of unclaimed super insurance benefits in your super account. They review your super policy for the details of your total and permanent disablement insurance. This is done on a no win no fee basis.

3. Claim my super

Claiming superannuation can begin once your insurance is confirmed. Your TPD lawyer begins the process to win your super claim. This includes the work history review, medical specialist documentation and review of waiting periods. After winning your autoimmune TPD super claim, your maximum superannuation insurance payout goes into your bank.

Don’t miss out on money that you are entitled to!

Book your free phone chat to discuss what help is available for your back pain and spinal injuries

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