Getting the right help for ongoing back pain can make a huge difference for Australians living with back, spinal and neck injuries.
It is essential to know about financial help for back pain through insurance claims.
Having a back or spine injury can make work difficult. These difficulties require treatment and medical appointments, resulting in time off work and being too unwell to do your job. It can also impact your quality of life, affecting your mental health. This load can prevent you from working consistently and finding employment.
How can I get financial help after a spine or back injury?
Back Injury financial help can make a huge difference when you’ve been forced to stop working. The stiffness, reduced movement, and other related symptoms make it tough to hold down a regular job. When you can’t work, things get tough fast.
Disability Support Pensions and TPD insurance claims from your super policy are the two main types of back injury financial help.
Back Injury Financial help from a Centrelink DSP
Disability Support Pensions from Centrelink help Australians who can’t work due to illness or injury. Unfortunately, about 70% of all claims are rejected and it can be tough to figure out what your application was missing. Many have heard horror stories about people with spine injuries who have their claims rejected. It can be tricky to gather enough evidence to show that you meet the disability requirements. This is why Super Claims Assist is so helpful.
The government guidelines are heavy on legal jargon and it can be tough to figure out what to include to make an application successful without experience.
Back Injury Financial help from a TPD insurance claim
Australians with spine injuries can also qualify to claim Total and Permanent Disability insurance through their current or past super policies. The evidence needed to claim back injury compensation payouts from your superannuation insurance is similar to applying for the NDIS. Instead of sending it to the government, it is sent to your super insurance company. Super claims are tough to win on your own and most who try to claim are declined.
If you are unsure if you qualify for either or both, it’s worth having a free phone chat with a claim specialist.
Claiming insurance is an easy process with Super Claims Assist. In just four steps, we can start your claim. The best part is, we can help you wherever you are in Australia! Our team is on standby to schedule a quick call with you as soon as possible, so we can help you with your claims process.
Can I claim TPD insurance if I get NDIS or Centrelink help?
Yes! If you’re currently getting help through a disability support pension (DSP), you can also get help through a TPD claim. Because the TPD insurance was part of the super policy you earned while working, it doesn’t affect your DSP eligibility. Claiming the lump sum TPD payout can help give you a financial cushion which can help you navigate your symptoms.
Has your NDIS Disability Support Pension application been rejected?
Sometimes people with back pain get their claims rejected by Centrelink or the NDIS. If this has happened to you, make sure you talk with us today about your options through TPD insurance from your Super Fund. TPD is Total and Permanent Disability insurance which can make a huge difference to your financial freedom. If you currently receive NDIS support, you might also be eligible for a lump sum payment from your TPD insurance. It’s worth having a free phone chat with a claim specialist. Book yours today!
If you are rejected for a disability support pension, please understand that most people who apply are rejected!
Almost 70% of people applying are rejected for Disability Support Pensions (Australian Government Statistics)
It’s really hard to get approval for a disability support pension without help but help is available!
90% of Australians have TPD insurance in their super policies. Don’t miss out on your insurance money if you can no longer work!
With the right help you can claim your TPD lump sum and help get things going in a better direction.
What can I do to improve my quality of life?
Finding the right help for Australians with back pain can make a dramatic improvement in quality of life. Treatments and lifestyle changes can help manage symptoms but back pain usually lasts a long period of time. Increasing sleep and exercise helps some.
Talk to your doctor about anti-inflammatories, pain medicines, specific back pain medicines, anti-depressants and other possible medications.
Relaxation methods (such as yoga), heat/cold treatments and massage are options to explore. Generally, it’s a combination of things that can give some relief and what works well may change over time.
